Sun Life Insurance Company

Sun LifeAssure is a nonparticipating peso-denominated five-year renewable term life plan with critical illness benefit.

Sun LifeAssureIt is a five-year renewable term plan that pays the face amount either upon death of the life insured or if life insured is diagnosed, while living, to have any of the 36 specified critical illnesses and, where applicable, has undergone any specified surgeries before insured attains age 70. Covered critical illnesses include heart attack, cancer, stroke, multiple sclerosis and others.

Special premium rates are also available for non-smokers. Offering the broadest coverage for critical conditions in the market today, Sun LifeAssure is a five-year renewable term plan that pays the face amount either upon death of the life insured or if life insured is diagnosed, while living, to have any of the 36 specified critical illnesses and, where applicable, has undergone any specified surgeries before insured attains age 70.

Covered critical illnesses include heart attack, cancer, stroke, multiple sclerosis and others. Special premium rates are also available for non-smokers.
Critical Illnesses
1.Heart Attack
2.Stroke
3.Cancer
4.Kidney Failure
5.Dissecting Aortic Aneurysm
6.End Stage Lung Disease
7.Progressive Muscular Atrophy
8.Major Burns
9.Multiple Sclerosis
10.Paralysis
11.Total Blindness
12.Loss of Limbs
13.Aplastic Anaemia
14.Bacterial Meningitis
15.Benign Brain Tumour
16.Deafness
17.Encephalitis
18.Amyotrophic Lateral Sclerosis (ALS)
19.Progressive Bulbar Palsy (PBP)
20.Meningeal Tuberculosis
21.Cerebral Metastasis
22.Loss of Speech
23.Coma
24.Parkinson’s Disease
25.Terminal Illness
26.Medullary Cystic Disease
27.Alzheimer’s Disease
28.Fulminant Hepatitis
29.Major Head Trauma
30.End Stage Liver Failure
31.Motor Neurone Disease
32.Guillain-Barre Syndrome

Critical Illnesses Requiring Surgery
Critical Illnesses Requiring Surgery means any of the surgeries specified and defined as follows:

33.Major Organ Transplant
34.Coronary Artery Bypass Surgery
35.Surgery for Disease of the Aorta (Aortic Surgery)
36.Replacement of Heart Valve

Be Insured.

Being Insured or covered is important. Others may decide not to obtain insurance precisely because they expect not to need medical care. Health insurance gives you timely medical care thus improving your health and life. It may not heal your illness but it removes your worries about your hospital bills.

Life insurance on the other hand gives your love ones financial comport from untimely circumstances, like accident and even death. In this time of troubles when they are in panic and unable to think because of the situation, life insurance takes away a their problems with regards to finances. And focus clearly at the problems.

Property insurance on the other hand returned your property investment in unexpected situation. In times of calamity, fire, accident and other unfortunate circumstances, you do not need extra burden worrying about your properties.

Now you see how being insured gives you a relief in untimely situations. Others may see it as expenses. What we need to see is its importance and viewed it as savings or another investments.

Timing and research is important when getting insured. First check your finances carefully. Then strategies, it’s important to pick a good insurance company try looking at its track record, ask around, and do some research. In this way you will now you’ll have your investments returned in untimely situations. You may start with life insurance. Life insurance cost less when you’re still young. Other life insurance company gives dividends. This dividends are much bigger than interest given by banks, and can also be withdrawn in times of needs.